NBOA Marine Insurance

Boat Insurance Guide

Medical Liability Insurance

Medical Payment coverage is extremely important and something you should make sure you have adequate limits of coverage for. Medical Payment coverage will pay for first-aid treatment, ambulance, hospital, and other costs resulting from someone being injured on your boat, even if you are not legally responsible. It is important to research whether the coverage applies while someone is boarding or leaving boat, and while being towed behind your boat, such as while water skiing. Check to make sure that injuries to you and your family are also included in this coverage. Given equal amounts of insurance, coverage on a "per person" basis may be preferable to coverage on a "per accident" basis.

Read More About Your Boat Insurance Policy

Go to our Boat Insurance Guide Homepage page to go back to the boat insurance basics.

Go to our Physical Damage Coverages page to see what is covered in your boat insurance policy.

Go to our Physical Damage Exclusions page to see what is NOT covered in boat come boat insurance policies.

Go to our Policies page to research how different policies affect what you pay.

Go to our Personal Property and Boat Towing Assistance page to research personal property and towing coverages.

Go to our Uninsured Boater Coverages page to read about unisured boater insurance.

Go to our Boat Insurance Rates page to check all the possible factors that affect your boat insruance rate.

Go to our Boat Insurance Myths page to dispel some common misconceptions about boat insurance coverage.

Go to our Boat Insurance Tips page for some helpful pointers on choosing the right boat insurance policy.

Go to our Lay-up Coverage page to see why you should keep your policy active during the lay-up

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